powers of attorney
Discover all the essential information you need to know about powers of attorney and how it can benefit you and your loved ones in various situations.
What is a lasting power of attorney?
A Lasting Power of Attorney (LPA) is a legal document that allows you to appoint someone to make decisions on your behalf if you become unable to do so yourself.
The LPA replaced the old document known as the Enduring Power of Attorney (EPA) in 2007.
There are 2 types of LPA: one for property and financial decisions, and one for health and welfare decisions.
Each document states who the attorneys are, what decisions they are allowed to make, and how they they should make the decisions between them.
Every person involved must sign the document in a particular order.
The document must then be registered with the Office of the Public Guardian before the attorneys can act, at a cost of £82 per registration.
An attorney appointed under an LPA for property and financial decisions may act once registered.
But an attorney appointed under an LPA for health and welfare decisions may not act until the donor has lost capacity.
Any EPAs that were executed before October 2007 remain valid unless revoked.
The Office of the Public Guardian is still accepting applications for EPA registration
What is the difference between epa and lpa?
The differences between them are twofold.
Firstly the scope of the EPA is narrower. An EPA could only be made to appoint an attorney to deal with financial decisions.
As stated above, there is a second LPA that allows an attorney to make health and welfare decisions.
There is no equivalent EPA for health and welfare decisions.
Secondly, there is a difference in when the EPA and the LPA for property and financial decisions come into effect.
An LPA can be registered with the Office of the Public Guardian immediately after execution.
An EPA can only be registered when the donor has started to lose capacity.
who can act as attorney?
Anyone you trust who is over the age of 18 and has mental capacity can act as your attorney.
But they are not able to either witness the document or act as certificate provider.
what is a certificate provider?
A certificate provider is someone who signs the LPA during its execution to confirm that you understand the gravity of what you are doing and that you have the capacity to do it.
This person either needs to be someone that has known you for at least 2 years, or a relevent professional.
A relevant professional would typically be a legal professional or medical professional.
We can act as the certificate provider for you when we help you execute your LPAs.
can i revoke or change an lpa once it's been made?
Yes you can revoke it but there are limitations to the changes you can make.
You are able to make changes to addresses and personal details of yourself and of your attorneys.
You are also able to remove attorneys from being able to act.
The limitation is that you cannot appoint any new attorneys in their place.
If that is what you seek to amend, then you will need to revoke the LPA and start afresh.
In either event, we are able to draft the deeds to revoke or make those changes for you.
what happens if i don't have an lpa and i lose capacity?
Then someone must apply to the Court of Protection on your behalf in order to create a Deputyship over you.
This process is time consuming and very expensive.
Brooks Legal can help you with this application form if absolutely necessary.
But ideally you should avoid this situation by creating LPAs before you lose capacity.
More information can be found on Deputyships here and why you want to avoid them.
